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Account Receivable Line of Credit

This solution converts outstanding invoices into working capital via a flexible, revolving credit line based on receivables. It boosts cash flow to support business growth, allows charitable giving to be part of your financing strategy, and offers tax benefits tied to community impact.

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No Hard Credit Check Required
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Facility Size

Facility Size

Access between $100,000 and $100 million to fund your projects and community endeavors.
Revolving Credit

Revolving Credit

Your line of credit grows and adjusts automatically as your accounts receivable fluctuate, ensuring ongoing support for your financial needs—plus opportunities to integrate charitable contributions for tax benefits.
Competitive Rates

Competitive Rates

Starting at Prime + 2%, offering manageable costs while enabling impactful giving.
High Financing Potential

High Financing Potential

Finance up to 95% of your current accounts receivable, maximizing your cash flow and supporting your community efforts with the added benefit of potential tax savings.
Fast Funding

Fast Funding

Your repayment history strengthens your commercial credit — and your reputation as a purpose-driven business.

Who Qualifies

At least 1 year in business showing operational stability.

600+ credit score demonstrating financial responsibility.

$500,000+ annual revenue or $40,000+ monthly deposits.

Active business bank account for seamless transactions.

Why businesses choose benefund capital

eneFund empowers ethical, transparent business growth. Our Line of Credit blends flexibility with purpose—helping you maintain healthy cash flow while contributing to community impact. Every draw and repayment supports charitable giving, turning your financial strength into meaningful change.

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