SBA
This financing provides affordable, long-term SBA loans for business growth, supporting investments in equipment, property, and cash flow. It offers government-backed security, integrates charitable giving, and delivers tax benefits while advancing a benevolent mission. SBA-backed financing with standardized underwriting guidelines

Up to $5 Million Funded
Secure subordinate financing tailored to your cash flow and growth goals, supporting your business and benevolent commitments.
Flexible Terms
Choose 10 years repayment terms with competitive rates starting at 15%, allowing you to balance financial needs with philanthropic initiatives.
Flexible Use of Funds
Use SBA financing for a wide range of business needs — from working capital and marketing to equipment purchases or refinancing existing debt. This flexibility allows you to invest where your business needs it most.
Lower Down Payments
Compared to traditional financing, SBA programs typically require smaller upfront contributions, allowing businesses to preserve cash for operations and growth.
Why Partner with Benefund for Your SBA Loan?
Generous Funding Capacity: Secure up to $5 million to amplify your business mission and community impact, while benefiting from charitable contributions tied to your financing.
Swift Approval Process: Move your plans forward quickly with approvals in 1 to 5 days, creating opportunities for timely giving that may yield tax savings.
Tailored, Flexible Terms: Benefit from SBA 7(a) loans with 10-year terms or SBA 504 loans extending up to 25 years, customized to your needs and allowing room for integrated philanthropy.
Competitive Rates: Enjoy rates starting at Prime + 1%, making financing manageable and ethical with the added advantage of social impact incentives.
Freedom to Prepay: Pay off your loan early without penalties, reflecting BeneFund’s commitment to financial flexibility and fairness, complemented by the benefits of charitable involvement.
Build Stronger Credit: Your responsible repayment activity helps strengthen your business credit profile for future opportunities—alongside supporting your community through giving.
Are You Ready to Grow with Bene?
Our SBA loan program supports businesses that are ready to elevate their impact.
Operating for 2 years or more, demonstrating longevity and dedication.
Consistent business banking activity with $40,000+ monthly deposits or $500,000+ annual sales.
Pay off your loan early without penalties, reflecting BeneFund’s commitment to financial flexibility and fairness, complemented by the benefits of charitable involvement.
Clear financial standing with no bankruptcies, liens, or foreclosures in the last 3 years.